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Serveia helps young and growing business owners with valuable information about the lending process and the latest news associated with funding across the U.S.

How to survive the first year in business

Most business owners bail in the first year. You don’t make much profit in the first year. In fact, you are lucky, if you make any profit at all. 10 out of 100 entrepreneurs survive the first year in the business. Then they look for a new job or start from the bottom...

What affects credit score

A credit score is a number between 300 to 850 which helps your creditors to assess your worth. The credit score is based on some information on your credit report. It’s like a snapshot of your credit situation whenever a lenders request them to decide if you are more...

How to manage your business debt

Managing business debt is a skill. You must learn it by applying every tried or untried method to come up with more innovative ideas to get yourself out of debt. A business debt can be the only thing that is standing between you and your success. The longer you take...

Tips for budgeting your business

It’s a business 101 to figure out how to spend the money to grow your business before applying for loans. A well-planned business budget can be the foundation of your business. Maintaining your budget for every aspect of your business holds the key to turn your dream...

Things to know before starting a business

An entrepreneur’s life is never easy. It’s like a roller coaster. It’s a tough game. No college or university can prepare you for this. You must learn while working. Starting your own business needs time and proper planning. You must promise to give your business...

What licenses are needed to start a business?

Business license varies from state to state, local to local and industry to industry. Most of the states in the U.S. require licensing when a business is registered. It doesn't depend on whether you are operating from home, on the internet or out of the commercial...

How to Improve Bad Credit Score

It’s nearly impossible to startup a business without any funds. To be able to get funding for your business, you need to provide either a company’s revenue document or show the banks or lenders that you have business experience. If you have...

Hidden costs you may face in running a startups

Running a business isn’t a piece of cake. In addition what your calculated budget is, you should also take in consideration for some hidden costs. If you are not prepared and careful enough, these hidden costs can run your startups or business to the grounds. Startup...

How to scale up your business

I am guessing that you are here because you have successfully started a startup and now you want to scale up your business. So before you start growing your business you should find out whether your business can take the intense pressure of the workload without losing...

How to beat competition in small business

Competition in small business is inescapable and unavoidable. Whether you like it or not, competition is always going to be there. When the price of any products or services become low, the market becomes saturated quickly.   When you are competing against big...